Resource Centre - TELUS Health

Empowering financial wellbeing through open conversations

Written by TELUS Health | November 28, 2025

Each November, Canadians are encouraged to take a closer look at their financial health as part of Financial Literacy Month. Now in its 15th year, the theme for 2025, “Money Talks,” shines a light on the importance of having open, honest conversations about money. Whether it’s discussing savings, retirement goals, or everyday financial choices, talking about money is key to building confidence, reducing stress, and making informed decisions.

At TELUS Health, we see financial wellbeing as an essential pillar of overall wellbeing, one that helps individuals feel more secure, supported, and empowered both at work and in life. And when it comes to sparking those conversations, our retirement, investment and benefits solutions teams play a critical role in helping organizations and their people navigate the financial decisions that shape their future.

Together, these teams support employers in helping their people feel confident about their financial futures, not just by providing tools and insights, but by encouraging conversation. Because when financial wellbeing becomes part of the broader wellbeing conversation, employees feel empowered to ask questions, seek advice, and take control of their financial journey.

This year, we wanted to explore what “Money Talks” means through the voices of our own leaders - women across TELUS Health who are driving financial wellbeing forward every day. Here’s what they had to say about what financial literacy and wellbeing mean to them:

Andrea Schmelcher (Senior Consultant, Defined Contributions Consulting, TELUS Health)

"Financial wellbeing, to me, means having my day-to-day finances and long-term plans in balance so I don’t have to worry about the “what-ifs.” It’s been encouraging to see more clients leaning into financial education, giving employees the tools and confidence to manage their budgets, savings, and retirement planning."

Julianna Spiropoulos (Partner, Investment Consulting, TELUS Health)

"Financial security is key to wellbeing and knowing you have a pension reduces financial worry, both when someone is working and also when they are in retirement. I am proud of how we help pension plan sponsors find and implement investment strategies that are designed to provide reliable income to their employees in retirement."

Michelle Loder (Partner Director, Defined Contributions Consulting, TELUS Health)

"Financial literacy is the foundation of retirement security.  It's not just about saving, but about understanding how money works, how to manage risks and how to make informed decisions that are right for you and your goals.  It truly isn't optional when planning for retirement - financial literacy, when it comes to retirement, is the difference between freedom and worry."

Elise Dallain (Client Relationship Executive, Retirement and Benefits Solutions, TELUS Health)

"Financial wellbeing means having a clear understanding of your financial present and future and how your retirement benefits support long-term security. In my work, I have seen firsthand how empowering people with the right information as early as possible builds confidence and helps them make informed and timely decisions. This aligns closely with Financial Literacy Month’s “Money Talks” theme by encouraging open, informed conversations about financial health."